Spot Tax SavingsYour Spreadsheet Can't
Set up your profile once. Get personalized strategies ranked by impact — Roth conversions, tax-loss harvesting, 401(k) optimization, and more.
Free forever — no credit card required
Net Worth
$487,200
Annual Income
$185,000
Est. Total Tax
$41,680
Potential Savings
$4,850/yr
Max Out 401(k) Contributions
Estimated savings: $2,400/yr
Backdoor Roth Conversion
Estimated savings: $1,200/yr
Tax Breakdown
Your personalized dashboard — updated in real time as you add details
“I found a Roth conversion opportunity worth over $3,000 in tax savings that I would have completely missed.”
Alex K.
Software Engineer
“Finally, a tool that explains tax strategies in plain English instead of burying me in spreadsheets.”
Priya M.
Freelance Designer
“Set up my profile in 10 minutes and immediately got three actionable recommendations. Worth it.”
James T.
Product Manager
Built for real decisions, not spreadsheet chaos
Tax-Loss Harvesting
Identify harvesting opportunities while staying clear of wash-sale rules.
Roth Conversion Planning
Estimate conversion amounts with visibility into near- and long-term tax impact.
QSBS Tracking
Monitor holding periods and eligibility for potential QSBS exclusion.
Asset Location
Match asset types to account types for better after-tax outcomes.
ISO Exercise Modeling
Model potential AMT exposure before you exercise options.
HSA Maximization
Plan HSA contributions with both current-year and long-term goals in view.
Built for people with real financial complexity
Tech Employees
Navigate ISOs, RSUs, ESPP, and QSBS with clarity on tax implications before you exercise or sell.
Freelancers & Self-Employed
Optimize quarterly estimates, Solo 401(k), SEP IRA, and self-employment tax strategies.
High-Income Households
Backdoor Roth, mega backdoor, tax-loss harvesting, and asset location for complex portfolios.
Pre-Retirees
Plan Roth conversions, Social Security timing, and withdrawal sequencing before you stop working.
Set up once. Get clear next steps.
Build your profile, review your highest-impact opportunities, and choose your next move.
Step 1
Add Your Financial Details
Enter your income, accounts, and filing details once.
Step 2
Review Personalized Opportunities
See recommended strategies ranked by projected impact.
Step 3
Decide and Take Action
Use clear explanations to choose what fits your plan.
Common Questions
Is First Fig providing personalized tax or investment advice?
No. First Fig provides educational planning guidance based on the information you enter. You decide which actions to take.
How accurate are the projections?
Projections are estimates based on your inputs and current tax rules. They help inform decisions, but they do not guarantee outcomes.
Who is First Fig built for?
It is built for individuals and households who want clearer tax and financial decisions throughout the year.
Do I need every detail before I can use it?
No. Start with the basics and refine your profile over time as you gather more information.
Is this a budgeting app?
No. First Fig is focused on tax optimization and financial planning strategy, not day-to-day expense tracking. It helps you find savings opportunities like Roth conversions, tax-loss harvesting, and contribution optimization — not categorize your spending.
Can I still work with a CPA or advisor?
Yes. Many users use First Fig to prepare better context and questions before speaking with a professional.
Ready to find your tax savings?
Set up your profile in minutes. Get actionable recommendations immediately.
No credit card required